Terms & Conditions

1. Acceptance of Terms

By accessing or using the Sanagi Inc. website (the-sanagi.com) and our services, you agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use our website or services. These terms constitute a legally binding agreement between you and Sanagi Inc.

2. About Our Services

Sanagi Inc. is a financial services company operating as a direct lender. We provide business funding solutions including working capital loans, revenue-based financing, equipment financing, growth capital, business lines of credit, and bridge funding. All funding products are subject to credit approval and underwriting criteria.

3. Eligibility

Our services are available to businesses and individuals who are at least 18 years of age and legally authorized to enter into binding contracts. By using our services, you represent that you meet these eligibility requirements and have the authority to act on behalf of any business entity you represent.

4. Use of Website

You agree to use our website only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the website in any way that violates applicable law or regulation.
• Attempt to gain unauthorized access to any part of the website or its systems.
• Transmit any malicious code, viruses, or harmful content.
• Use automated systems to access the website without our permission.
• Impersonate any person or entity or misrepresent your affiliation.

5. Applications and Information Accuracy

When submitting a funding application or inquiry through our website, you agree to provide accurate, current, and complete information. Providing false or misleading information may result in the denial of your application and may be subject to legal consequences. We reserve the right to verify any information you provide.

6. SMS Terms & Conditions

By opting in to receive SMS or text messages from Sanagi Inc., you agree to the following:

• You consent to receive recurring marketing and promotional SMS/MMS messages from Sanagi Inc. regarding our financial products and services, sent using an automated telephone dialing system (ATDS).
• Message frequency varies; you may receive up to 4 messages per month.
• Message and data rates may apply. Check with your mobile carrier for details about your messaging plan.
• To opt out of receiving text messages, reply STOP to any message. You will receive a confirmation message and no further texts will be sent.
• For assistance, reply HELP to any message or contact us at aleksandre@the-sanagi.com.
• Consent is NOT a condition of purchase. You are not required to opt in to SMS communications to use our services, apply for funding, or make any purchase.
• Supported carriers include but are not limited to AT&T, T-Mobile, Verizon, and Sprint. Coverage may vary.

SMS opt-in consent is separate from any other form of consent. Your mobile number and opt-in data will not be shared with third parties for their marketing purposes.

7. Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Sanagi Inc. or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this website without our prior written consent.

8. Disclaimer of Warranties

This website and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied. Sanagi Inc. does not warrant that the website will be uninterrupted, error-free, or free of harmful components. We make no guarantees regarding the accuracy or completeness of any information on this website. Information provided on this website does not constitute a commitment to fund or a binding offer.

9. Limitation of Liability

To the fullest extent permitted by law, Sanagi Inc. and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the website or services, even if we have been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Sanagi Inc. and its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising from your use of the website, your violation of these Terms, or your violation of any third-party rights.

11. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Kings County, New York.

12. Changes to These Terms

Sanagi Inc. reserves the right to modify these Terms & Conditions at any time. Changes will be effective when posted on this page with an updated "Last updated" date. Your continued use of the website after changes are posted constitutes your acceptance of the revised terms.

13. Contact Us

If you have questions about these Terms & Conditions, please contact us:

Sanagi Inc.
2708 Snyder Ave., Brooklyn, NY 11226
Email: aleksandre@the-sanagi.com